SBI Home Loan Provisional Interest Certificate Let’s find out online method for downloading Home Loan Interest Certificate form top banks and NBFCs below: You should always request loan statement for each financial year in a timely manner.

Thus, it is important to demand a Home Loan Interest Certificate from your bank each financial year. While filing income tax return you are required to submit the Home Loan statement to claim Tax Benefits on Home Loan principal and Home Loan interest repayment under sections 80C & 24 respectively. the balance loan amount and eligible credit limit.ģ. When you apply for a loan, the lender will demand Home Loan certificate to evaluate loan-to value ratio i.e. Legal proof of Home Loan repayment history.Ģ. Here are the benefits of requesting Home Loan statement from your bank or NBFC:ġ. Having a copy of Home Loan certificate benefits you in multiple ways. You can download Home Loan Interest Certificate online or by visiting your bank branch.

It is a document that works as a legal proof of your Home Loan credit history and summaries details of Home Loan repayment, categorising interest and the principal amount repaid in the given financial year. A Home Loan Provisional Certificate is provided by your lender.